Are you dreaming of the beautiful diamond necklace that you asked for, for Christmas?
Joe's offer on a house was just accepted by a seller and BOOM he's under contract. Exciting!
As part of his loan Joe knows he needs to get home insurance so he goes to the guy that kind of looks like… well no… IS A LIZARD to get and insurance quote online.
Joe gets a quote to insure his home but he's shocked to see that the premium came back way higher then was estimated in his lending documents provided by his mortgage company putting his entire loan at risk.