We know its been a while since we chatted with you about the home buying process, but we are here today to do just that!
Last time we talked we discussed the importance of choosing an independent agent when looking to obtain a homeowner’s policy. Today, we are letting you in on our little secret to a smooth insurance transaction during the home buying process. So, sit down, buckle up and hold on tight!
There are generally four people involved on the home buyers’ side of the transaction. The real estate agent, mortgage lender, closing attorney and the… INSURANCE AGENT. Unfortunately, we are usually the last to know that the transaction is happening until it becomes urgent for the lender or in some cases even the day of or before closing! While we can get it done, this does not allow us to do our best work for you. In order to ensure that we are providing you with the best possible policy for your new home your best bet is to contact us the moment you go under contract.
What is the difference, right? Contact us now, contact us then… what difference does it really make? Contacting us now allows us ample time to do the proper protection analysis your new home needs, like determine replacement cost, and gives us time to market your home to many insurance companies. Showing us an array of policies so we can work with you to find the best fit.
Your home buying process is important to us as well. We are excited for you and are even more excited to be apart of your journey into your new home. Saving you money is even more exciting for us during this time. Coming to us early also allows us to snag information regarding your automobile insurance. Bundling your new home with your automobiles can save you even more money during this transaction.
The last piece of this, that we don’t often talk about is the circle of people we have around us as agents. We aren’t always focused on insurance, believe it or not! Here is a story for you.
A young couple moved here from Wisconsin last year. They had leased a house and were looking for renters insurance. After a few months of renting they were looking to lay some roots down here and buy a home. They still didn’t know a lot of people, so they reached out to us and asked if we knew a real estate agent. We connected them with one of our real estate agent friends and they started their home buying journey. The couple came back to us after their real estate agent asked them who they were using for a closing attorney and they didn’t have them. We then connected them with one of our friends who is a real estate attorney.
The point of this story is that we offered to them, more value than just offering them an insurance quote. Reaching out to us early on in your home buying process allows us to provide more value and service more of your needs than just insurance.
If you’re ready to make this process simple and easy… click the link below. We are excited to start the journey with you!